Homeowner's Insurance
| Coverage | Built 2010 | Built 2005 | Built 2000 | Built 1995 |
| 100,000 | 449 | 491 | 509 | 527 |
| 200,000 | 712 | 782 | 813 | 842 |
| 300,000 | 978 | 1074 | 1115 | 1157 |
| 400,000 | 1248 | 1372 | 1426 | 1478 |
| 500,000 | 1517 | 1671 | 1735 | 1800 |
| 600,000 | 1787 | 1968 | 2045 | 2123 |
| 700,000 | 2057 | 2266 | 2356 | 2445 |
| 800,000 | 2328 | 2565 | 2666 | 2768 |
Estimated annual premium rates above are based on:
- 1% deductibles for both Wind/Hail and Other Peril (1% of Coverage amount)
- HO-3 coverage form with Replacement Cost coverage for structure and contents
- $300k personal liability limit; (no aggressive pets)
- Assumes primary residence use; no multiple-policy discounts; single-family home
- 100% Brick Veneer exterior; composite shingle roof; Ranch-style; concrete slab
- Home within 1k feet of fire hydrant; 2 miles of fire station; PPC 3
- No fireplace, trampoline, pool, in-home business use, or central alarm system
Note that these estimated annual rates above do not include the endorsement of Foundation Coverage. To add such coverage at 15% of the home's replacement cost, multiply the above rates by 1.25 for an estimated total premium.
